Participatory finance in Morocco: history, evolution and comparison of the cost of its products with those of traditional finance

المؤلفون

  • Ouafae MEHDAOUI LURIGOR Faculté des Sciences Juridiques, Economiques et Sociales Université Med Premier, Oujda, Maroc مؤلف
  • Elkebir ELAKRY LURIGOR Faculté des Sciences Juridiques, Economiques et Sociales Université Med Premier, Oujda, Maroc مؤلف

DOI:

https://doi.org/10.5281/zenodo.19315578

الكلمات المفتاحية:

participatory finance, participatory banks, Murbaha, comparative study.

الملخص

Islamic finance has existed in Morocco since 2007, but its real launch occurred in 2017, following the authorization of participatory banks to operate in the Moroccan financial market. Since then, this new industry has experienced remarkable growth, and participatory products, particularly the Murbaha product, have become increasingly competitive.

This article serves two purposes: firstly, it provides a brief overview of participatory finance in Morocco and its evolution since 2017; and secondly, it conducts a comparative study of the cost of participatory products and their conventional counterparts.

التنزيلات

تنزيل البيانات ليس متاحًا بعد.

التنزيلات

منشور

2026-03-26

إصدار

مجلد 3 عدد 1 (2026)

القسم

Articles

الرخصة

الحقوق الفكرية (c) 2026 MANAGEMENT CONTROL, AUDITING AND FINANCE REVIEW (MCAFR)

Creative Commons License

هذا العمل مرخص بموجب Creative Commons Attribution-NonCommercial 4.0 International License.

https://creativecommons.org/licenses/by-nc/4.0/

كيفية الاقتباس

MEHDAOUI, O., & ELAKRY, E. (2026). Participatory finance in Morocco: history, evolution and comparison of the cost of its products with those of traditional finance. MANAGEMENT CONTROL, AUDITING AND FINANCE REVIEW (MCAFR), 3(1), 87-115. https://doi.org/10.5281/zenodo.19315578